I think I may have solved the cold-spot issue with the Sub Zero that you had. Aside from the fill-power of the down and the fit issue, and I noticed on the FA jacket that is mentioned as one of the features, one of the main differences I see in some of the other jackets as opposed to the SZ is that they have no chest pockets, or, in the case of the FA, just one. The SZ Parka has two, and when I checked out my jacket, I noticed that there is no insulation between the insides of the pockets and your chest. What that means is that any air that goes through an open, or even a closed zipper, could be an issue..conversely, this also makes it easier to lose heat from that same area. I am guessing that the FA has insulation behind that front pocket. I have a Large size parka, and it fits snugly in the chest area, so there is no air in that area to chill; besides, it may speak to the differing uses of each jacket. I think the SZ is meant to be used as a more versatile, rugged piece of outerwear, and with another insulating layer underneath, whereas the others mentioned are purely for insulation in a very cold, fairly non-active environment, unless we are talking extreme cold. Puffy jackets don't make for very nimble movement...